What you should be sure to mention to your agent

When you apply for insurance it is important that you disclose as much as possible to prevent a surprise change in the quote upon binding or a sudden cancellation due to an unacceptable exposure upon inspection. At Clear Choice we are on your side. We want to know the full scope of your situation so we can find the best company for you with the best price. We can only do this when we know all the facts.

When applying for property coverage, you should be sure to mention:

• Any type of insurance claim you may have opened in the last 7 years whether it was paid or not
• Any unrepaired damage in your home including water stains on the ceiling, damaged fascia board or cracked/missing tiles/shingles, broken window, etc.
• Any convictions for a felony, arson, DUI, or fraud by any of the applicants
• Seasonal occupancy
• If you rent your home out at any time
• Any pets
• Business being done out of the home
• Attractive nuisances such as pools, slides, skateboard ramps, trampolines, etc.
• An unfenced or unprotected pool

When applying for auto coverage, you should mention:

• Any type of insurance claim you may have opened in the last 7 years whether it was paid or not
• Any additional licensed drivers living in your home or regularly using your car
• Any convictions for traffic violations or felonies
• Business use
• Rideshare use
• Customized equipment