Flood Insurance

Everyone in Florida is in a flood zone.  It is just a matter of whether you are in a zone that FEMA considers a higher risk.  Click here to find out what zone you are in.

FEMA estimates that just an inch of water from a flood in a 1000 sq.ft. home can be as much as $10,819.  Use this interactive tool to estimate how much flooding could cost you.

Preparing for a hurricane requires protecting our homes from wind.  Flood preparation is completely different. See what FEMA says about how to prepare for a possible flood.

ICC is coverage included in your flood insurance policy  to help cover the cost of mitigation measures that will reduce future flood risk after you have suffered a claim.

The definition of flooding is very specific.  It usually involves an inundation of water from the ground up that covers 2 or more acres or 2 or more adjacent properties.  In other parts of the country you may experience flooding from a spring thaw. Most importantly you need to know that your home policy does not cover flood damage.  What is covered by flood insurance?

When it comes to flooding, many of us have only heard stories.  The fact is there is a lot of misinformation that is shared resulting in surprised uncovered homeowners after a flood. Check your flood coverage facts and myths.