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  • Property & Casualty
    • Private Client Services
    • Contractor Liability
    • Retail Industries
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    • High Risk Dwellings
    • Condo Associations
    • Flood Insurance
  • Life & Health
    • Life and health options
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  • More
    • Who are we?
    • Property & Casualty
      • Private Client Services
      • Contractor Liability
      • Retail Industries
      • Commercial Autos & Trucks
      • High Risk Dwellings
      • Condo Associations
      • Flood Insurance
    • Life & Health
      • Life and health options
    • Real Estate Services
    • Employment
  • Who are we?
  • Property & Casualty
  • Life & Health
  • Real Estate Services
  • Employment

Auto insurance and home insurance discounts

Factors that could lower your insurance costs

Homeowner discounts

  • Monitored burglar/fire alarm
  • Gated community
  • New roof
  • Updated plumbing, electrical, AC, or water heater (while you may not receive a discount per se for these updates, they typically will qualify you for more companies and better coverage options)
  • Storm shutters or impact glass on all glazed openings
  • Water leak detection system
  • Claims-free

Auto discounts

  • Driving apps that track good driving habits
  • Higher deductibles
  • Home ownership
  • Mature driver and good student discounts
  • Low mileage use


Commercial policy discounts:

  • Burglar/fire alarm
  • Superior masonry construction buildings
  • Fire sprinklers
  • Claims free
  • Having an employee handbook
  • Having a drug-free work place
  • Experience
  • Length of time in business
  • Higher deductibles



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