Auto insurance and home insurance discounts

Homeowner discounts

• Monitored burglar/fire alarm
• Gated community
• New roof
• Updated plumbing, electrical, AC, or water heater (while you may not receive a discount per se for these updates, they typically will qualify you for more companies and better coverage options)
• Storm shutters or impact glass on all glazed openings
• Water leak detection system
• Claims-free

Auto discounts

• Driving apps that track good driving habits
• Higher deductibles
• Home ownership
• Mature driver and good student discounts
• Low mileage use

Commercial policy discounts:

• Burglar/fire alarm
• Superior masonry construction buildings
• Fire sprinklers
• Claims free
• Having an employee handbook
• Having a drug-free work place
• Experience
• Length of time in business
• Higher deductibles